Greetings from the Association of Shariah Advisors in Islamic Finance (ASAS)!

ASAS will be organizing a course on:

Debt from the Islamic Perspective: The Impacts of “Buy Now Pay Later” (BNPL) on the Financial Health of the Individual Consumer and the National Economy

Topic to covered in the training:

BNPL in a Nutshell
Understand the concept and evolution of Buy Now Pay Later (BNPL) schemes.
BNPL in the Malaysian Context
Explore BNPL usage, providers, and the evolving regulatory landscape in Malaysia.
BNPL – The Goods and The Bads
Evaluate the benefits and risks associated with BNPL for consumers.
Debt from the Islamic Perspective
Examine debt and riba through the lens of Islamic finance.
SAC & BNM Rulings
Review Shariah and regulatory rulings on debt and BNPL by SAC and BNM.
Why BNPL is of Great Concern
Analyze BNPL’s impact on personal financial health and the broader economy.
Case Study – A Sweetener That Comes With a Price
Learn real-life implications of BNPL through the story of “Miss Shopea.”
Wrap-up
Reflect on key insights and discuss practical takeaways from the course.

Details of the course are as per below:

Date: 29 October 2025 (Wednesday)
Time: 9.00 am – 5.00 pm
Trainer: Mrs Kartini Yusoff
Venue: Kuala Lumpur

Register Here >>> https://forms.gle/QVSkrgB1ZbYo5uTKA <<<
Download Brochure Here >>> https://t.ly/1uJvm <<<

Should you have any inquiries, please do not hesitate to contact us at event@asas.my or +603 6203 4643.

Thank you.